Fixed Rate
Home Equity Rates Loan Rates
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Current as of July 1, 2008
All rates subject to change
Fixed Rate
Home Equity Rates
| Term | Rate | APR | Payment per $1,000. |
| 5 Years | 5.50% | 5.50% | $19.10 |
| 7 Years | 5.50% | 5.50% | $14.37 |
| 10 Years | 5.50% | 5.50% | $10.85 |
| 15 Years | 5.99% | 5.99% | $8.43 |
| 20 Years | 6.50% | 6.50% | $7.46 |
Annual Percentage Rates are effective as of
June 13, 2008 and are subject to change without notice.
Stated APR requires payment via
automatic deduction from a Noble Community Bank account.
Borrowers not paying via
automatic deduction from a Noble Community Bank account should add .50% to the rates
shown.
Loan amounts range from $10,000 to $250,000. 80% LTV, First or Second Lien Positions only.
Loans over $250,000, may require a full appraisal and title insurance,
which will be paid for by the borrower.
Other rates and terms may be available.
Loan Application
Home Equity Line of Credit
Minimum Loan Amount
Rate $10,000 Wall Street Prime Rate less 1.26%
Talk to one of our Loan Specialists for details. The rates stated are variable rates and adjust based on the Prime Rate published in the Wall Street Journal, currently at 5.00%, with a floor of 3.99%. Stated APR requires payment via automatic deduction from a Noble Community Bank account.
Loan amounts range from $10,000 to $250,000. 80% LTV, First or Second Lien Positions only.
Loans over $250,000, may require a full appraisal and title insurance, which will be paid for by the borrower.
There is a 10 year draw down period, with payments of interest only,
followed by principal and interest payments based on a 15 year repayment period.
Early termination of Home Equity Lines of Credit during the first 24 months will result in a $250. cancellation fee.
Secured Loans
2% above the Savings or Certificate APY Amounts to 95 % of Savings or Certificate balance 70% of NYSE or NASD listed stock value 50% of OTC listed stock value
Unsecured Loans
| Amounts up to $2,500 |
| 13.50% with an automatic payment deduction from a Noble Community Bank checking account. 14.00% without the automatic payment deduction from a Noble Community Bank checking account. |
| Term | Rate | APR | Payment per $1,000. |
| 3 Years | 6.00% | 6.00% | $30.42 |
| 4 Years | 6.25% | 6.25% | $23.60 |
| 5 Years | 6.50% | 6.50% | $19.57 |
Used Auto Loans
| Term | Rate | APR | Payment per $1,000. |
| 3 Years | 7.00% | 7.00% | $30.88 |
| 4 Years | 7.25% | 7.25% | $24.06 |
| 5 Years | 7.50% | 7.50% | $20.04 |
Auto Loan stated Rates & APRs requires payment via automatic deduction from a Noble Community Bank account, other wise add .50%
