*** Please Be Advised ***
Noble Community Bank does not solicit
individuals over the phone in order to obtain account information.
Identity theft is a crime and problem we want to help protect you from. If you
have had any type of suspicious calls or activity, or just need information, please
do not hesitate to contact us immediately at 973-726-8294.
FDIC Consumer Information Page
Video on Your
Security
Phishing
Phishing (pronounced "fishing") is the latest form of Identity Theft.
Phishing occurs when thieves act as if they are representing an organization and try to
"hook" the consumer into providing personal information. Consumers receive
either an email or phone call from an individual who represent themselves as an
organization with which the consumer does business with. The contact typically includes
bogus appeals such as problems with an account or billing errors, and then ask the
consumer to confirm his/her personal information. Different approaches include things such
as: "We're updating our records"
"We've identified fraudulent activity on your account" "Valuable account
and personal information was lost due to a computer glitch"
To encourage people to act immediately, the contact usually threatens that the account
could be closed or cancelled. Some emails ask the recipients to follow an embedded link
that takes them to an exact replica of the victim company's web site. Noble
Community Bank and other reputable organizations do not request account
numbers or passwords unless the consumer initiated the transactions.
Despite the convincing appeals, consumers should not respond to UNSOLICITED
contacts that divulge personal identifying information.
The thieves often pose as a Financial Institution, Credit Card Company, Online
Merchant Utility or other biller, Internet Service Provider, or Government
Agency Prospective Employer
Virus information and protection tips
The recent flurry of worms and viruses that have appeared on the Internet carry with them a variety of problems. Some worms have the capability to install software on an end user's computer that specifically seeks out Internet banking or financial data, with the intent of communicating that data back to the attacker who wrote the worm.
Tips to protect against viruses and worms:
1. Keep virus software current on any computer, especially those that conduct financial transactions over the Internet.
2. Keep computers patched with the current Microsoft fixes, especially computers that conduct financial transactions over the Internet.
3. Do not open email attachments that are of unknown origin to the end user, as this is often the source of virus and worm infections.
Although the keystroke logging behavior is present on a number of worms currently circulating the Internet, our investigations produced no results on this issue to date.
ALERT: As a security precaution, please remember to click the "Log Off" link when you finish your online session